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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,666 | $202,342-87.8% | $172,752-85.7% | $152,897-83.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 13.81% | 1029.83%-1016.0pp | 802.97%-789.2pp | 345.43%-331.6pp |
| Employer contribution / active EE | $6,583 | $5,858+12.4% | $5,144+28.0% | $4,764+38.2% |
| Participant deferral / active EE | $6,139 | $5,948+3.2% | $5,198+18.1% | $5,851+4.9% |
| Admin fee / account holder | $395 | $17,111-97.7% | $13,955-97.2% | $11,599-96.6% |