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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,457 | $73,978-65.6% | $96,515-73.6% | $75,173-66.1% |
| Participation rate | 41.7% | 66.4%-24.8pp | 74.3%-32.7pp | 67.2%-25.5pp |
| Annual return | 17.86% | 26.72%-8.9pp | 35.73%-17.9pp | 160.72%-142.9pp |
| Employer contribution / active EE | $1,336 | $2,931-54.4% | $3,740-64.3% | $2,671-50.0% |
| Participant deferral / active EE | $1,569 | $3,660-57.1% | $4,880-67.8% | $4,126-62.0% |
| Admin fee / account holder | $1,257 | $5,219-75.9% | $6,735-81.3% | $5,651-77.8% |