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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,304 | $176,402-27.8% | $134,162-5.1% | $158,966-19.9% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 10.03% | 63.66%-53.6pp | 36.35%-26.3pp | 302.95%-292.9pp |
| Employer contribution / active EE | $3,764 | $5,042-25.4% | $3,705+1.6% | $4,762-21.0% |
| Participant deferral / active EE | $0 | $4,093-100.0% | $3,500-100.0% | $5,983-100.0% |
| Admin fee / account holder | $6,334 | $8,719-27.4% | $6,685-5.3% | $11,250-43.7% |