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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,567 | $162,529-84.9% | $130,788-81.2% | $154,746-84.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 12.52% | 510.48%-498.0pp | 386.44%-373.9pp | 172.34%-159.8pp |
| Employer contribution / active EE | $60,444 | $4,447+1259.1% | $3,558+1598.8% | $4,379+1280.3% |
| Participant deferral / active EE | $143,333 | $4,808+2880.9% | $4,137+3364.6% | $6,730+2029.7% |
| Admin fee / account holder | $105,163 | $7,669+1271.3% | $6,673+1476.0% | $14,365+632.1% |