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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,894 | $176,105+70.9% | $159,474+88.7% | $167,536+79.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 5.96% | 331.91%-325.9pp | 263.68%-257.7pp | 478.82%-472.9pp |
| Employer contribution / active EE | $7,439 | $5,299+40.4% | $4,831+54.0% | $4,839+53.7% |
| Participant deferral / active EE | $19,850 | $7,751+156.1% | $7,353+170.0% | $6,342+213.0% |
| Admin fee / account holder | $2,366 | $12,559-81.2% | $10,802-78.1% | $12,315-80.8% |