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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,248 | $138,102+13.1% | $125,381+24.6% | $134,532+16.1% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -6.46% | 750.73%-757.2pp | 572.31%-578.8pp | 418.27%-424.7pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,815-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,850 | $7,801-63.5% | $7,448-61.7% | $6,401-55.5% |
| Admin fee / account holder | $326,827 | $11,568+2725.3% | $10,007+3166.0% | $11,429+2759.7% |