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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,247 | $85,766+5.2% | $136,298-33.8% | $70,126+28.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 17.43% | 31.46%-14.0pp | 5156.27%-5138.8pp | 73.15%-55.7pp |
| Employer contribution / active EE | $2,830 | $2,966-4.6% | $4,696-39.7% | $2,343+20.8% |
| Participant deferral / active EE | $7,629 | $5,051+51.0% | $6,247+22.1% | $3,332+129.0% |
| Admin fee / account holder | $2,158 | $5,421-60.2% | $9,244-76.7% | $4,645-53.5% |