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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,809 | $180,459-6.5% | $154,108+9.5% | $135,380+24.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -9.41% | 888.21%-897.6pp | 735.21%-744.6pp | 519.81%-529.2pp |
| Employer contribution / active EE | $4,712 | $6,035-21.9% | $5,298-11.1% | $4,779-1.4% |
| Participant deferral / active EE | $6,300 | $5,806+8.5% | $5,081+24.0% | $5,609+12.3% |
| Admin fee / account holder | $4,369 | $16,145-72.9% | $13,411-67.4% | $10,828-59.6% |