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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,418 | $135,645-70.9% | $110,243-64.2% | $135,379-70.9% |
| Participation rate | 41.2% | 83.5%-42.3pp | 79.8%-38.6pp | 82.6%-41.5pp |
| Annual return | -7.64% | 513.24%-520.9pp | 314.76%-322.4pp | 519.79%-527.4pp |
| Employer contribution / active EE | $1,022 | $4,907-79.2% | $3,827-73.3% | $4,779-78.6% |
| Participant deferral / active EE | $3,042 | $5,507-44.8% | $4,672-34.9% | $5,609-45.8% |
| Admin fee / account holder | $0 | $11,458-100.0% | $8,548-100.0% | $10,828-100.0% |