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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,877 | $185,883+113.5% | $170,043+133.4% | $139,466+184.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 8.77% | 60.54%-51.8pp | 53.40%-44.6pp | 373.66%-364.9pp |
| Employer contribution / active EE | $5,437 | $7,596-28.4% | $6,790-19.9% | $4,754+14.4% |
| Participant deferral / active EE | $18,643 | $11,626+60.4% | $10,410+79.1% | $6,712+177.8% |
| Admin fee / account holder | $23,644 | $15,393+53.6% | $12,824+84.4% | $11,409+107.2% |