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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,976 | $181,896-63.7% | $156,551-57.9% | $273,972-75.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 1.29% | 30.74%-29.5pp | 32.23%-30.9pp | 41.46%-40.2pp |
| Employer contribution / active EE | $1,125 | $6,248-82.0% | $5,501-79.6% | $4,869-76.9% |
| Participant deferral / active EE | $6,055 | $5,550+9.1% | $4,871+24.3% | $5,287+14.5% |
| Admin fee / account holder | $777 | $15,560-95.0% | $13,028-94.0% | $10,133-92.3% |