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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,958 | $96,678-71.1% | $86,640-67.7% | $139,466-80.0% |
| Participation rate | 80.0% | 74.4%+5.6pp | 71.7%+8.3pp | 80.3%-0.3pp |
| Annual return | 21.42% | 106.69%-85.3pp | 592.52%-571.1pp | 373.66%-352.2pp |
| Employer contribution / active EE | $1,775 | $3,265-45.6% | $3,024-41.3% | $4,754-62.7% |
| Participant deferral / active EE | $11,405 | $4,837+135.8% | $4,438+157.0% | $6,712+69.9% |
| Admin fee / account holder | $346 | $6,410-94.6% | $5,616-93.8% | $11,409-97.0% |