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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,571 | $180,459+40.0% | $154,108+63.9% | $135,380+86.6% |
| Participation rate | 81.3% | 87.4%-6.2pp | 83.0%-1.8pp | 82.6%-1.4pp |
| Annual return | -5.44% | 888.21%-893.6pp | 735.21%-740.6pp | 519.81%-525.2pp |
| Employer contribution / active EE | $1,230 | $6,035-79.6% | $5,298-76.8% | $4,779-74.3% |
| Participant deferral / active EE | $5,936 | $5,806+2.2% | $5,081+16.8% | $5,609+5.8% |
| Admin fee / account holder | $11,775 | $16,145-27.1% | $13,411-12.2% | $10,828+8.7% |