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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,353 | $109,372+10.0% | $89,414+34.6% | $158,966-24.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 13.21% | 345.55%-332.3pp | 245.50%-232.3pp | 302.95%-289.7pp |
| Employer contribution / active EE | $2,210 | $3,171-30.3% | $2,586-14.6% | $4,762-53.6% |
| Participant deferral / active EE | $12,851 | $4,598+179.5% | $3,890+230.4% | $5,983+114.8% |
| Admin fee / account holder | $1,681 | $6,156-72.7% | $4,883-65.6% | $11,250-85.1% |