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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,896 | $57,352+21.9% | $83,830-16.6% | $64,173+8.9% |
| Participation rate | 97.1% | 68.6%+28.5pp | 76.1%+21.0pp | 69.6%+27.6pp |
| Annual return | 5.11% | 11.38%-6.3pp | 850.97%-845.9pp | 7.63%-2.5pp |
| Employer contribution / active EE | $14,151 | $2,546+455.9% | $3,631+289.7% | $2,381+494.4% |
| Participant deferral / active EE | $2,337 | $2,993-21.9% | $4,082-42.7% | $3,470-32.6% |
| Admin fee / account holder | $1,947 | $4,046-51.9% | $5,479-64.5% | $4,887-60.2% |