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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,785 | $138,102-61.8% | $125,381-57.9% | $134,532-60.8% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | -12.27% | 750.73%-763.0pp | 572.31%-584.6pp | 418.27%-430.5pp |
| Employer contribution / active EE | $3,900 | $5,245-25.7% | $4,815-19.0% | $4,741-17.8% |
| Participant deferral / active EE | $9,128 | $7,801+17.0% | $7,448+22.6% | $6,401+42.6% |
| Admin fee / account holder | $2,771 | $11,568-76.0% | $10,007-72.3% | $11,429-75.8% |