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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,911 | $167,353-88.1% | $143,797-86.2% | $134,545-85.2% |
| Participation rate | 76.5% | 84.8%-8.4pp | 80.3%-3.8pp | 81.2%-4.8pp |
| Annual return | -19.02% | 0.48%-19.5pp | -0.04%-19.0pp | 418.37%-437.4pp |
| Employer contribution / active EE | $2,621 | $5,620-53.4% | $4,952-47.1% | $4,742-44.7% |
| Participant deferral / active EE | $5,936 | $6,447-7.9% | $5,638+5.3% | $6,401-7.3% |
| Admin fee / account holder | $602 | $18,096-96.7% | $14,679-95.9% | $11,431-94.7% |