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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,123 | $78,423-59.0% | $95,964-66.5% | $79,856-59.8% |
| Participation rate | 78.0% | 73.5%+4.6pp | 77.1%+1.0pp | 69.6%+8.4pp |
| Annual return | 14.00% | 19.37%-5.4pp | 91.64%-77.6pp | 31.71%-17.7pp |
| Employer contribution / active EE | $1,129 | $1,945-42.0% | $2,541-55.6% | $2,471-54.3% |
| Participant deferral / active EE | $1,965 | $3,440-42.9% | $4,167-52.9% | $3,741-47.5% |
| Admin fee / account holder | $9,498 | $5,622+68.9% | $6,797+39.7% | $5,306+79.0% |