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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,829 | $154,193-80.7% | $130,045-77.1% | $139,466-78.6% |
| Participation rate | 27.3% | 82.0%-54.7pp | 78.5%-51.2pp | 80.3%-53.1pp |
| Annual return | 41.34% | 32.51%+8.8pp | -137.30%+178.6pp | 373.66%-332.3pp |
| Employer contribution / active EE | $0 | $5,292-100.0% | $4,321-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $4,083 | $6,709-39.1% | $5,820-29.8% | $6,712-39.2% |
| Admin fee / account holder | $158 | $13,989-98.9% | $10,600-98.5% | $11,409-98.6% |