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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,916 | $148,629+159.7% | $135,982+183.8% | $139,487+176.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 25.78% | 79.33%-53.6pp | 68.32%-42.5pp | 373.84%-348.1pp |
| Employer contribution / active EE | $22,300 | $5,247+325.0% | $4,859+358.9% | $4,755+369.0% |
| Participant deferral / active EE | $13,200 | $8,102+62.9% | $7,760+70.1% | $6,713+96.6% |
| Admin fee / account holder | $792 | $12,406-93.6% | $10,767-92.6% | $11,407-93.1% |