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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,528 | $102,663+88.5% | $86,216+124.5% | $139,466+38.8% |
| Participation rate | 60.0% | 74.5%-14.5pp | 69.0%-9.0pp | 80.3%-20.3pp |
| Annual return | 14.79% | 1924.52%-1909.7pp | 1169.42%-1154.6pp | 373.66%-358.9pp |
| Employer contribution / active EE | $1,605 | $3,035-47.1% | $2,382-32.6% | $4,754-66.2% |
| Participant deferral / active EE | $9,774 | $4,677+109.0% | $3,986+145.2% | $6,712+45.6% |
| Admin fee / account holder | $2,549 | $8,663-70.6% | $6,853-62.8% | $11,409-77.7% |