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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,928 | $111,785+111.1% | $93,669+151.9% | $145,877+61.7% |
| Participation rate | 60.0% | 74.2%-14.2pp | 68.7%-8.7pp | 80.3%-20.3pp |
| Annual return | 10.07% | 203.79%-193.7pp | 133.59%-123.5pp | 551.28%-541.2pp |
| Employer contribution / active EE | $1,544 | $3,096-50.1% | $2,424-36.3% | $4,663-66.9% |
| Participant deferral / active EE | $12,200 | $4,919+148.0% | $4,416+176.3% | $6,691+82.3% |
| Admin fee / account holder | $3,127 | $10,256-69.5% | $8,291-62.3% | $13,402-76.7% |