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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,928 | $111,814+111.0% | $93,654+151.9% | $145,959+61.6% |
| Participation rate | 60.0% | 74.2%-14.2pp | 68.7%-8.7pp | 80.3%-20.3pp |
| Annual return | 10.07% | 203.30%-193.2pp | 133.34%-123.3pp | 561.95%-551.9pp |
| Employer contribution / active EE | $1,544 | $3,092-50.1% | $2,421-36.2% | $4,661-66.9% |
| Participant deferral / active EE | $12,200 | $4,914+148.2% | $4,413+176.5% | $6,689+82.4% |
| Admin fee / account holder | $3,127 | $10,246-69.5% | $8,282-62.2% | $13,398-76.7% |