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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,786 | $202,342-68.5% | $172,753-63.1% | $152,909-58.3% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 20.25% | 1029.88%-1009.6pp | 803.00%-782.7pp | 345.46%-325.2pp |
| Employer contribution / active EE | $1,751 | $5,857-70.1% | $5,144-66.0% | $4,764-63.2% |
| Participant deferral / active EE | $3,927 | $5,948-34.0% | $5,198-24.4% | $5,851-32.9% |
| Admin fee / account holder | $2,163 | $17,112-87.4% | $13,956-84.5% | $11,601-81.4% |