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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,792 | $135,956-5.3% | $123,894+4.0% | $273,972-53.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 3.65% | 56.63%-53.0pp | 47.52%-43.9pp | 41.46%-37.8pp |
| Employer contribution / active EE | $8,566 | $5,170+65.7% | $4,617+85.5% | $4,869+75.9% |
| Participant deferral / active EE | $8,346 | $6,343+31.6% | $5,984+39.5% | $5,287+57.9% |
| Admin fee / account holder | $43,645 | $9,817+344.6% | $8,357+422.3% | $10,133+330.7% |