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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,317 | $217,432-79.2% | $185,851-75.6% | $167,553-73.0% |
| Participation rate | 95.5% | 86.1%+9.4pp | 81.7%+13.7pp | 82.1%+13.3pp |
| Annual return | 21.22% | 148.43%-127.2pp | 122.11%-100.9pp | 478.89%-457.7pp |
| Employer contribution / active EE | $1,509 | $5,874-74.3% | $5,168-70.8% | $4,840-68.8% |
| Participant deferral / active EE | $3,429 | $6,357-46.1% | $5,569-38.4% | $6,343-45.9% |
| Admin fee / account holder | $3,122 | $19,820-84.3% | $16,245-80.8% | $12,316-74.7% |