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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,195 | $84,236+5.9% | $170,439-47.7% | $70,124+27.2% |
| Participation rate | 69.7% | 70.8%-1.1pp | 83.6%-13.9pp | 69.5%+0.2pp |
| Annual return | 23.79% | 23.06%+0.7pp | 205.94%-182.1pp | 73.14%-49.4pp |
| Employer contribution / active EE | $1,541 | $3,387-54.5% | $5,433-71.6% | $2,342-34.2% |
| Participant deferral / active EE | $2,803 | $3,086-9.2% | $4,939-43.3% | $3,332-15.9% |
| Admin fee / account holder | $723 | $5,698-87.3% | $13,881-94.8% | $4,645-84.4% |