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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,743 | $183,988-42.0% | $162,177-34.2% | $152,897-30.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 1.46% | 150.79%-149.3pp | 115.60%-114.1pp | 345.43%-344.0pp |
| Employer contribution / active EE | $3,018 | $6,370-52.6% | $5,613-46.2% | $4,764-36.6% |
| Participant deferral / active EE | $6,595 | $8,032-17.9% | $7,297-9.6% | $5,851+12.7% |
| Admin fee / account holder | $3,648 | $13,123-72.2% | $10,843-66.4% | $11,599-68.5% |