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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,469 | $138,076+33.6% | $123,553+49.3% | $135,380+36.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -13.26% | 153.70%-167.0pp | 119.21%-132.5pp | 519.81%-533.1pp |
| Employer contribution / active EE | $12,174 | $5,152+136.3% | $4,628+163.0% | $4,779+154.7% |
| Participant deferral / active EE | $7,775 | $6,800+14.3% | $6,426+21.0% | $5,609+38.6% |
| Admin fee / account holder | $53,214 | $10,917+387.5% | $9,284+473.2% | $10,828+391.4% |