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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,566 | $49,199+33.3% | $121,210-45.9% | $75,177-12.8% |
| Participation rate | 100.0% | 55.4%+44.6pp | 69.5%+30.5pp | 67.2%+32.8pp |
| Annual return | 17.60% | 56.04%-38.4pp | 987.41%-969.8pp | 160.75%-143.2pp |
| Employer contribution / active EE | $9,152 | $1,547+491.5% | $4,171+119.4% | $2,671+242.6% |
| Participant deferral / active EE | $2,792 | $2,630+6.1% | $4,084-31.6% | $4,126-32.3% |
| Admin fee / account holder | $1,384 | $3,946-64.9% | $5,647-75.5% | $5,651-75.5% |