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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,987 | $76,834-18.0% | $108,359-41.9% | $87,485-28.0% |
| Participation rate | 100.0% | 61.7%+38.3pp | 70.1%+29.9pp | 68.9%+31.1pp |
| Annual return | 9.45% | 19.09%-9.6pp | 36.89%-27.4pp | 26.06%-16.6pp |
| Employer contribution / active EE | $5,764 | $1,556+270.4% | $2,399+140.2% | $2,596+122.0% |
| Participant deferral / active EE | $2,591 | $3,100-16.4% | $4,137-37.4% | $4,274-39.4% |
| Admin fee / account holder | $11,392 | $6,537+74.3% | $9,741+17.0% | $7,775+46.5% |