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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,042 | $100,811+17.1% | $86,698+36.2% | $134,545-12.3% |
| Participation rate | 69.2% | 79.0%-9.7pp | 76.6%-7.4pp | 81.2%-12.0pp |
| Annual return | -14.91% | 29.11%-44.0pp | 35.96%-50.9pp | 418.37%-433.3pp |
| Employer contribution / active EE | $6,122 | $3,490+75.4% | $2,837+115.8% | $4,742+29.1% |
| Participant deferral / active EE | $10,650 | $5,339+99.5% | $4,656+128.7% | $6,401+66.4% |
| Admin fee / account holder | $30,883 | $10,926+182.7% | $7,492+312.2% | $11,431+170.2% |