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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,450 | $115,814-81.5% | $101,275-78.8% | $158,982-86.5% |
| Participation rate | 94.4% | 79.4%+15.1pp | 75.8%+18.6pp | 82.0%+12.5pp |
| Annual return | 11.19% | 56.16%-45.0pp | 46.48%-35.3pp | 302.99%-291.8pp |
| Employer contribution / active EE | $0 | $4,176-100.0% | $3,660-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,150 | $4,958-36.5% | $4,371-27.9% | $5,983-47.4% |
| Admin fee / account holder | $513 | $7,249-92.9% | $5,948-91.4% | $11,252-95.4% |