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| Provider | Service type | Compensation |
|---|---|---|
IRON-CO-FID-COMPREHENSIVE3 years Filed as: IRON FINANCIAL, LLC Service code 26 · EIN 26-2409194 630 DUNDEE RD · NORTHBROOK, IL 60062 | Advisory (Participants) | $12,924 |
TD AMERITRADE, INC.2 years Filed as: TD AMERITRADE TRUST COMPANY Service code 13 · EIN 20-0937408 | Contract Administrator | $11,017 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,466 | $81,494-56.5% | $133,978-73.5% | $73,497-51.7% |
| Participation rate | 72.4% | 76.4%-4.0pp | 79.8%-7.4pp | 70.7%+1.7pp |
| Annual return | 15.49% | 19.40%-3.9pp | 45.10%-29.6pp | 28.51%-13.0pp |
| Employer contribution / active EE | $1,695 | $2,210-23.3% | $3,919-56.8% | $2,270-25.3% |
| Participant deferral / active EE | $3,144 | $3,787-17.0% | $5,047-37.7% | $3,740-15.9% |
| Admin fee / account holder | $244 | $713-65.8% | $8,930-97.3% | $513-52.4% |