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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,330 | $144,130+115.3% | $117,861+163.3% | $147,586+110.3% |
| Participation rate | 88.9% | 83.4%+5.5pp | 79.7%+9.2pp | 82.8%+6.1pp |
| Annual return | 15.68% | 531.20%-515.5pp | 335.11%-319.4pp | 578.59%-562.9pp |
| Employer contribution / active EE | $13,278 | $4,897+171.1% | $3,786+250.7% | $4,876+172.3% |
| Participant deferral / active EE | $10,000 | $5,316+88.1% | $4,482+123.1% | $5,439+83.9% |
| Admin fee / account holder | $6,938 | $10,887-36.3% | $8,021-13.5% | $10,886-36.3% |