Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,018 | $153,769+77.6% | $133,975+103.8% | $273,972-0.3% |
| Participation rate | 62.5% | 88.4%-25.9pp | 87.1%-24.6pp | 83.0%-20.5pp |
| Annual return | 27.35% | 36.51%-9.2pp | 29.29%-1.9pp | 41.46%-14.1pp |
| Employer contribution / active EE | $535 | $6,029-91.1% | $5,211-89.7% | $4,869-89.0% |
| Participant deferral / active EE | $3,389 | $6,958-51.3% | $6,282-46.1% | $5,287-35.9% |
| Admin fee / account holder | $23,786 | $11,765+102.2% | $9,324+155.1% | $10,133+134.7% |