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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,667 | $107,809+128.8% | $90,657+172.1% | $135,379+82.2% |
| Participation rate | 83.3% | 78.0%+5.3pp | 74.0%+9.3pp | 82.6%+0.7pp |
| Annual return | -1.18% | -0.90%-0.3pp | 1.89%-3.1pp | 519.79%-521.0pp |
| Employer contribution / active EE | $2,198 | $3,018-27.2% | $2,532-13.2% | $4,779-54.0% |
| Participant deferral / active EE | $8,837 | $3,872+128.2% | $3,424+158.1% | $5,609+57.5% |
| Admin fee / account holder | $2,065 | $5,931-65.2% | $4,994-58.6% | $10,828-80.9% |