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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,748 | $162,821-23.4% | $133,978-6.9% | $158,982-21.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 23.57% | 41.95%-18.4pp | 45.10%-21.5pp | 302.99%-279.4pp |
| Employer contribution / active EE | $2,262 | $4,976-54.5% | $3,919-42.3% | $4,763-52.5% |
| Participant deferral / active EE | $3,545 | $5,910-40.0% | $5,047-29.8% | $5,983-40.8% |
| Admin fee / account holder | $6,723 | $11,742-42.7% | $8,930-24.7% | $11,252-40.2% |