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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,162 | $107,368+62.2% | $92,915+87.4% | $152,909+13.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 19.81% | 145.64%-125.8pp | 109.45%-89.6pp | 345.46%-325.7pp |
| Employer contribution / active EE | $1,332 | $4,222-68.4% | $3,653-63.5% | $4,764-72.0% |
| Participant deferral / active EE | $14,658 | $4,848+202.4% | $4,238+245.9% | $5,851+150.5% |
| Admin fee / account holder | $2,281 | $7,082-67.8% | $5,796-60.6% | $11,601-80.3% |