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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,106 | $96,562+94.8% | $80,976+132.3% | $273,968-31.3% |
| Participation rate | 60.0% | 79.1%-19.1pp | 75.8%-15.8pp | 83.0%-23.0pp |
| Annual return | 4.70% | 15.14%-10.4pp | 17.10%-12.4pp | 41.45%-36.8pp |
| Employer contribution / active EE | $2,438 | $4,868-49.9% | $3,714-34.3% | $4,869-49.9% |
| Participant deferral / active EE | $14,400 | $6,597+118.3% | $5,696+152.8% | $5,287+172.4% |
| Admin fee / account holder | $2,586 | $7,493-65.5% | $5,516-53.1% | $10,132-74.5% |