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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,339 | $165,381-37.5% | $149,730-31.0% | $158,966-35.0% |
| Participation rate | 63.6% | 84.6%-20.9pp | 82.5%-18.8pp | 82.0%-18.3pp |
| Annual return | 19.99% | 348.29%-328.3pp | 276.70%-256.7pp | 302.95%-283.0pp |
| Employer contribution / active EE | $2,423 | $5,104-52.5% | $4,645-47.8% | $4,762-49.1% |
| Participant deferral / active EE | $8,527 | $7,182+18.7% | $6,843+24.6% | $5,983+42.5% |
| Admin fee / account holder | $685 | $10,809-93.7% | $9,310-92.6% | $11,250-93.9% |