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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,129 | $98,766-38.1% | $149,730-59.2% | $79,852-23.4% |
| Participation rate | 58.6% | 75.8%-17.2pp | 82.5%-23.9pp | 69.6%-11.0pp |
| Annual return | 21.15% | 27.43%-6.3pp | 276.70%-255.6pp | 31.72%-10.6pp |
| Employer contribution / active EE | $1,261 | $3,217-60.8% | $4,645-72.9% | $2,471-49.0% |
| Participant deferral / active EE | $2,890 | $5,681-49.1% | $6,843-57.8% | $3,740-22.7% |
| Admin fee / account holder | $1,266 | $6,052-79.1% | $9,310-86.4% | $5,306-76.1% |