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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,654 | $75,962-32.0% | $154,108-66.5% | $64,173-19.5% |
| Participation rate | 69.7% | 70.4%-0.7pp | 83.0%-13.3pp | 69.6%+0.1pp |
| Annual return | -4.91% | 30.32%-35.2pp | 735.21%-740.1pp | 7.63%-12.5pp |
| Employer contribution / active EE | $435 | $3,350-87.0% | $5,298-91.8% | $2,381-81.7% |
| Participant deferral / active EE | $1,695 | $3,175-46.6% | $5,081-66.6% | $3,470-51.2% |
| Admin fee / account holder | $6,625 | $5,589+18.5% | $13,411-50.6% | $4,887+35.6% |