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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,695 | $101,778-37.4% | $164,975-61.4% | $80,925-21.3% |
| Participation rate | 44.0% | 71.8%-27.8pp | 78.6%-34.6pp | 67.7%-23.7pp |
| Annual return | 14.92% | 16.73%-1.8pp | 70.12%-55.2pp | 35.65%-20.7pp |
| Employer contribution / active EE | $1,342 | $2,954-54.6% | $4,343-69.1% | $2,756-51.3% |
| Participant deferral / active EE | $3,266 | $4,477-27.0% | $6,033-45.9% | $4,299-24.0% |
| Admin fee / account holder | $711 | $8,221-91.4% | $12,688-94.4% | $6,940-89.8% |