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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,740 | $107,368-11.8% | $92,915+2.0% | $152,909-38.0% |
| Participation rate | 92.3% | 79.8%+12.5pp | 76.0%+16.3pp | 82.5%+9.9pp |
| Annual return | 25.46% | 145.64%-120.2pp | 109.45%-84.0pp | 345.46%-320.0pp |
| Employer contribution / active EE | $1,208 | $4,222-71.4% | $3,653-66.9% | $4,764-74.6% |
| Participant deferral / active EE | $2,739 | $4,848-43.5% | $4,238-35.4% | $5,851-53.2% |
| Admin fee / account holder | $750 | $7,082-89.4% | $5,796-87.1% | $11,601-93.5% |