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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,102 | $110,410-14.8% | $102,437-8.1% | $145,897-35.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.77% | 24.85%-15.1pp | 24.95%-15.2pp | 552.29%-542.5pp |
| Employer contribution / active EE | $2,182 | $4,217-48.3% | $3,871-43.6% | $4,663-53.2% |
| Participant deferral / active EE | $7,381 | $5,622+31.3% | $5,060+45.9% | $6,689+10.3% |
| Admin fee / account holder | $1,555 | $9,745-84.0% | $8,388-81.5% | $13,390-88.4% |