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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,362 | $88,603-57.8% | $69,890-46.5% | $134,545-72.2% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -17.43% | 442.93%-460.4pp | 190.84%-208.3pp | 418.37%-435.8pp |
| Employer contribution / active EE | $0 | $3,236-100.0% | $2,560-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $11,302 | $4,771+136.9% | $3,848+193.7% | $6,401+76.6% |
| Admin fee / account holder | $3,666 | $10,443-64.9% | $6,267-41.5% | $11,431-67.9% |