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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,929 | $91,439-44.3% | $135,974-62.5% | $71,511-28.8% |
| Participation rate | 62.2% | 75.7%-13.5pp | 81.9%-19.8pp | 67.9%-5.8pp |
| Annual return | 24.08% | 29.90%-5.8pp | 68.30%-44.2pp | 28.86%-4.8pp |
| Employer contribution / active EE | $2,440 | $3,705-34.2% | $4,859-49.8% | $2,589-5.8% |
| Participant deferral / active EE | $6,720 | $7,093-5.3% | $7,760-13.4% | $4,291+56.6% |
| Admin fee / account holder | $2,276 | $1,267+79.7% | $10,767-78.9% | $1,588+43.3% |