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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,477 | $80,983-74.7% | $96,544-78.8% | $75,177-72.8% |
| Participation rate | 71.1% | 71.8%-0.7pp | 76.0%-4.9pp | 67.2%+3.8pp |
| Annual return | 21.49% | 27.05%-5.6pp | 25.88%-4.4pp | 160.75%-139.3pp |
| Employer contribution / active EE | $1,606 | $2,282-29.7% | $2,966-45.9% | $2,671-39.9% |
| Participant deferral / active EE | $3,700 | $3,929-5.8% | $4,851-23.7% | $4,126-10.3% |
| Admin fee / account holder | $435 | $6,717-93.5% | $8,254-94.7% | $5,651-92.3% |