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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,804 | $160,059-80.1% | $140,019-77.3% | $135,379-76.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | 6.05% | 911.44%-905.4pp | 651.15%-645.1pp | 519.79%-513.7pp |
| Employer contribution / active EE | $8,748 | $6,420+36.3% | $5,605+56.1% | $4,779+83.1% |
| Participant deferral / active EE | $5,631 | $7,641-26.3% | $6,927-18.7% | $5,609+0.4% |
| Admin fee / account holder | $519 | $13,328-96.1% | $10,705-95.2% | $10,828-95.2% |