Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: SECURIAN FINANCIAL SERVICES, INC. Service code 15 · EIN 41-1486060 | Recordkeeping | $18,339 |
VALMARK ADVISERS INC1 year Filed as: VALMARK SECURITIES INC. Service code 15 · EIN 31-1509466 | Recordkeeping | $5,517 |
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $2,915 |
ADP BROKER-DEALER5 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,331 | $65,453-18.5% | $86,698-38.5% | $66,938-20.3% |
| Participation rate | 62.9% | 75.5%-12.5pp | 76.6%-13.6pp | 69.8%-6.9pp |
| Annual return | -20.98% | -10.89%-10.1pp | 35.95%-56.9pp | 1.58%-22.6pp |
| Employer contribution / active EE | $2,267 | $2,154+5.3% | $2,837-20.1% | $2,545-10.9% |
| Participant deferral / active EE | $1,190 | $4,102-71.0% | $4,656-74.4% | $4,238-71.9% |
| Admin fee / account holder | $339 | $642-47.2% | $7,493-95.5% | $594-42.9% |